No tax returns or income docs required.
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Below are some of the advantages that bank statement mortgage loans offer to self-employed borrowers:
How it Works
A bank statement loan is a mortgage program that allows you to use your bank statements to verify income instead of tax returns. These programs are intended for self-employed borrowers who are unable to qualify for a conventional loan.
Any self-employed borrower may be eligible for a bank statement loan. This includes a wide range of people, such as business owners, entrepreneurs , freelancers, gig workers, contractors, and many other types of self-employed professionals. If you are self-employed, we encourage you to see if a bank statement loan is right for you.