2022 North Carolina FHA Loan Limits

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location.  You may view the 2022 FHA loan limits for all counties in North Carolina below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in North Carolina, visit this page.

County Single Family 2 Family 3 Family 4 Family
Alamance County $420,680 $538,650 $651,050 $809,150
Alexander County $420,680 $538,650 $651,050 $809,150
Alleghany County $420,680 $538,650 $651,050 $809,150
Anson County $420,680 $538,650 $651,050 $809,150
Ashe County $420,680 $538,650 $651,050 $809,150
Avery County $420,680 $538,650 $651,050 $809,150
Beaufort County $420,680 $538,650 $651,050 $809,150
Bertie County $420,680 $538,650 $651,050 $809,150
Bladen County $420,680 $538,650 $651,050 $809,150
Brunswick County $420,680 $538,650 $651,050 $809,150
Buncombe County $420,680 $538,650 $651,050 $809,150
Burke County $420,680 $538,650 $651,050 $809,150
Cabarrus County $420,680 $538,650 $651,050 $809,150
Caldwell County $420,680 $538,650 $651,050 $809,150
Camden County $488,750 $625,700 $756,300 $939,900
Carteret County $420,680 $538,650 $651,050 $809,150
Caswell County $420,680 $538,650 $651,050 $809,150
Catawba County $420,680 $538,650 $651,050 $809,150
Chatham County $506,000 $647,750 $783,000 $973,100
Cherokee County $420,680 $538,650 $651,050 $809,150
Chowan County $420,680 $538,650 $651,050 $809,150
Clay County $420,680 $538,650 $651,050 $809,150
Cleveland County $420,680 $538,650 $651,050 $809,150
Columbus County $420,680 $538,650 $651,050 $809,150
Craven County $420,680 $538,650 $651,050 $809,150
Cumberland County $420,680 $538,650 $651,050 $809,150
Currituck County $488,750 $625,700 $756,300 $939,900
Dare County $471,500 $603,600 $729,600 $906,750
Davidson County $420,680 $538,650 $651,050 $809,150
Davie County $420,680 $538,650 $651,050 $809,150
Duplin County $420,680 $538,650 $651,050 $809,150
Durham County $506,000 $647,750 $783,000 $973,100
Edgecombe County $420,680 $538,650 $651,050 $809,150
Forsyth County $420,680 $538,650 $651,050 $809,150
Franklin County $420,680 $538,650 $651,050 $809,150
Gaston County $420,680 $538,650 $651,050 $809,150
Gates County $488,750 $625,700 $756,300 $939,900
Graham County $420,680 $538,650 $651,050 $809,150
Granville County $506,000 $647,750 $783,000 $973,100
Greene County $420,680 $538,650 $651,050 $809,150
Guilford County $420,680 $538,650 $651,050 $809,150
Halifax County $420,680 $538,650 $651,050 $809,150
Harnett County $420,680 $538,650 $651,050 $809,150
Haywood County $420,680 $538,650 $651,050 $809,150
Henderson County $420,680 $538,650 $651,050 $809,150
Hertford County $420,680 $538,650 $651,050 $809,150
Hoke County $420,680 $538,650 $651,050 $809,150
Hyde County $483,000 $618,300 $747,400 $928,850
Iredell County $420,680 $538,650 $651,050 $809,150
Jackson County $420,680 $538,650 $651,050 $809,150
Johnston County $420,680 $538,650 $651,050 $809,150
Jones County $420,680 $538,650 $651,050 $809,150
Lee County $420,680 $538,650 $651,050 $809,150
Lenoir County $420,680 $538,650 $651,050 $809,150
Lincoln County $420,680 $538,650 $651,050 $809,150
Macon County $420,680 $538,650 $651,050 $809,150
Madison County $420,680 $538,650 $651,050 $809,150
Martin County $420,680 $538,650 $651,050 $809,150
Mcdowell County $420,680 $538,650 $651,050 $809,150
Mecklenburg County $420,680 $538,650 $651,050 $809,150
Mitchell County $420,680 $538,650 $651,050 $809,150
Montgomery County $420,680 $538,650 $651,050 $809,150
Moore County $420,680 $538,650 $651,050 $809,150
Nash County $420,680 $538,650 $651,050 $809,150
New Hanover County $420,680 $538,650 $651,050 $809,150
Northampton County $420,680 $538,650 $651,050 $809,150
Onslow County $420,680 $538,650 $651,050 $809,150
Orange County $506,000 $647,750 $783,000 $973,100
Pamlico County $420,680 $538,650 $651,050 $809,150
Pasquotank County $805,000 $1,030,550 $1,245,700 $1,548,100
Pender County $420,680 $538,650 $651,050 $809,150
Perquimans County $805,000 $1,030,550 $1,245,700 $1,548,100
Person County $506,000 $647,750 $783,000 $973,100
Pitt County $420,680 $538,650 $651,050 $809,150
Polk County $420,680 $538,650 $651,050 $809,150
Randolph County $420,680 $538,650 $651,050 $809,150
Richmond County $420,680 $538,650 $651,050 $809,150
Robeson County $420,680 $538,650 $651,050 $809,150
Rockingham County $420,680 $538,650 $651,050 $809,150
Rowan County $420,680 $538,650 $651,050 $809,150
Rutherford County $420,680 $538,650 $651,050 $809,150
Sampson County $420,680 $538,650 $651,050 $809,150
Scotland County $420,680 $538,650 $651,050 $809,150
Stanly County $420,680 $538,650 $651,050 $809,150
Stokes County $420,680 $538,650 $651,050 $809,150
Surry County $420,680 $538,650 $651,050 $809,150
Swain County $420,680 $538,650 $651,050 $809,150
Transylvania County $420,680 $538,650 $651,050 $809,150
Tyrrell County $420,680 $538,650 $651,050 $809,150
Union County $420,680 $538,650 $651,050 $809,150
Vance County $420,680 $538,650 $651,050 $809,150
Wake County $420,680 $538,650 $651,050 $809,150
Warren County $420,680 $538,650 $651,050 $809,150
Washington County $420,680 $538,650 $651,050 $809,150
Watauga County $420,680 $538,650 $651,050 $809,150
Wayne County $420,680 $538,650 $651,050 $809,150
Wilkes County $420,680 $538,650 $651,050 $809,150
Wilson County $420,680 $538,650 $651,050 $809,150
Yadkin County $420,680 $538,650 $651,050 $809,150
Yancey County $420,680 $538,650 $651,050 $809,150