2022 New Jersey FHA Loan Limits

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location.  You may view the 2022 FHA loan limits for all counties in New Jersey below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in New Jersey, visit this page.

County Single Family 2 Family 3 Family 4 Family
Atlantic County $420,680 $538,650 $651,050 $809,150
Bergen County $970,800 $1,243,050 $1,502,475 $1,867,275
Burlington County $477,250 $610,950 $738,500 $917,800
Camden County $477,250 $610,950 $738,500 $917,800
Cape May County $489,900 $627,150 $758,100 $942,100
Cumberland County $420,680 $538,650 $651,050 $809,150
Essex County $970,800 $1,243,050 $1,502,475 $1,867,275
Gloucester County $477,250 $610,950 $738,500 $917,800
Hudson County $970,800 $1,243,050 $1,502,475 $1,867,275
Hunterdon County $970,800 $1,243,050 $1,502,475 $1,867,275
Mercer County $420,680 $538,650 $651,050 $809,150
Middlesex County $970,800 $1,243,050 $1,502,475 $1,867,275
Monmouth County $970,800 $1,243,050 $1,502,475 $1,867,275
Morris County $970,800 $1,243,050 $1,502,475 $1,867,275
Ocean County $970,800 $1,243,050 $1,502,475 $1,867,275
Passaic County $970,800 $1,243,050 $1,502,475 $1,867,275
Salem County $477,250 $610,950 $738,500 $917,800
Somerset County $970,800 $1,243,050 $1,502,475 $1,867,275
Sussex County $970,800 $1,243,050 $1,502,475 $1,867,275
Union County $970,800 $1,243,050 $1,502,475 $1,867,275
Warren County $420,680 $538,650 $651,050 $809,150