Both the FHA loan limits and approved lenders vary from one state to another. Please click on the state that the property you want to purchase is located in. You may learn more about the 2020 FHA loan requirements, loan limits, and best FHA lenders for your location.
FHA Lenders for 580+ Credit Score
You may view some of the top FHA lenders for borrower with a 580 credit score or higher. These lenders provide competitive financing terms on FHA loans, and with a 580 credit score, your down payment should only be 3.5%.
- Guaranteed Rate
- US Bank
- Bank of America
- New American Funding
- PennyMac Loan Services
- Union Home Mortgage
- PNC Financial Services
- Prime Lending
- Navy Federal Credit Union
FHA Lenders for 500-579 Credit Score
Below are a list of FHA lenders that allow credit scores as low as 500. If your credit score is below a 580, you likely will be required to put a 10% down payment instead of the standard 3.5% down payment FHA loans usually require.
Connect with an FHA Approved Lender
If you would like some assistance determining which FHA lender is likely to offer you the best FHA loan terms, please fill out this form, and we will do what we can to connect you with the best FHA approved lender in your location.