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Non-Prime Mortgage Lenders

Below are some of the advantages that non-prime loans offer to people with bad credit , as well as a variety of borrowers who are unable to qualify for a conventional loan.

Qualify with a credit score as low as 500.
LTVs up to 90% with no MI
Loan amounts up to $7,500,000.
No waiting periods after a bankruptcy, foreclosure, or short sale.
Option to use your bank statements (instead of tax returns) to prove income. This is known as a “bank statement loan”.

How it Works

What is a Non-Prime Lender?

Non-prime lenders offer unique mortgage loan products, which are helpful to borrowers who are unable to qualify for a conventional loan.  If you are interested in learning more about non-prime loans, we encourage to request to get matched with a mortgage lender.  You will be provided with a free consultation, and the opportunity get pre-approved for a mortgage.

What is a Bank Statement Loan?

A bank statement loan is a type of non-prime / non-qm loan.  These programs allow you to use your bank statements to verify income instead of tax returns.  Bank statement loans are intended for self-employed borrowers who struggle to qualify for a conventional loan.